Ledger Lite
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Terms of Service

Effective date: 14 July 2026

Template notice: These terms are a starting point. Have them reviewed by a qualified professional and complete the bracketed placeholders (legal name, governing law) before you rely on them.

These Terms of Service ("Terms") govern your access to and use of Ledger Lite (the "Service"), provided by [Your Legal Name / Dalez Dezign Studioz]. By using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. The Service

Ledger Lite is a web-based tool that helps freelancers and small businesses record income and expenses and estimate an amount to set aside for tax. The free tracker stores your data in your own browser; paid plans add features such as cloud sync and backups.

2. Not financial or tax advice

Ledger Lite provides tools and estimates for your convenience only. The tax set-aside figure and any other calculations are estimates, not professional advice. You are responsible for your own financial and tax decisions and should consult a qualified accountant or tax professional. We are not liable for reliance on the Service's outputs.

3. Accounts

For paid plans you must provide accurate information and keep your login credentials secure. You are responsible for activity under your account. Notify us promptly of any unauthorised use.

4. Subscriptions, billing & trials

5. Acceptable use

You agree not to misuse the Service, including by attempting to breach security, disrupt the Service, reverse engineer it except as permitted by law, use it unlawfully, or infringe others' rights.

6. Intellectual property

The Service, including its software, design, and branding, is owned by us or our licensors and is protected by law. We grant you a limited, non-exclusive, non-transferable licence to use the Service. Your data remains yours.

7. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that data will never be lost — please keep your own backups.

8. Limitation of liability

To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, or consequential damages, or for lost profits or lost data. Our total liability for any claim relating to the Service is limited to the amount you paid us in the 12 months before the claim.

9. Termination

You may stop using the Service at any time. We may suspend or terminate access if you breach these Terms or to protect the Service. On termination, your right to use the Service ends; you may export your data beforehand.

10. Changes to these Terms

We may update these Terms from time to time. We will post the updated version here and change the effective date. Continued use after changes take effect constitutes acceptance.

11. Governing law

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflict-of-law rules, and the courts of [Your Jurisdiction] will have jurisdiction, except where local law grants you additional rights.

12. Contact

Questions about these Terms? Email support@ledgerlite.com.

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